Skip to Main Content
Select Your Location
Menu Close

Home Mortgage

Whether you are purchasing your first home, refinancing your existing home loan, or buying a home for the next stage of life, American Bank will be there to help you move forward with confidence.

Apply Online

Loan Programs

Our home loan experts are ready to assist you every step of the way, from application to loan signing. With our wide range of home mortgage options, you have the ability to transform your house into a home.

Select Your Location

Home Purchase

One of the most important purchases of your life, do it with our team of experienced lenders.
Learn More

Home Refinance

Refinance your home and save money by lowering your mortgage interest rates.
Learn More

Home Construction

Lay a solid foundation for your dream home, we’ll help you every step of the way.
Learn More

Mortgage Calculator

Want to see how much you can afford? Punch in some numbers and voila!

Mortgage Calculators

APY* as of 01/15/2026

30 Year Fixed Rates
Loan Amount Origination Fee Interest Rate APR* Monthly Payment*
$300,000 0.5% 5.875% 5.927% $1,774.64
$200,000 0.5% 5.625% 5.677% $1,151.31
$100,000 0.5% 5.625% 5.699% $575.71
 

20 Year Fixed Rates
Loan Amount Origination Fee Interest Rate APR* Monthly Payment*
$300,000 0.5% 5.625% 5.693% $2,084.90
$200,000 0.5% 5.625% 5.695% $1,389.93
$100,000 0.5% 5.500% 5.99% $687.95

15 Year Fixed Rates
Loan Amount Origination Fee Interest Rate APR* Monthly Payment*
$300,000 0.5% 5.375% 5.460% $2,431.40
$200,000 0.5% 5.375% 5.445% $1,361.69
$100,000 0.5% 5.250% 5.373% $803.94

10 Year Fixed Rates
Loan Amount Origination Fee Interest Rate APR* Monthly Payment*
$100,000 0.5% 5.250% 5.426% $1,073.11